The Consolidated Hallmark Insurance Essay Competition is an annual contest organized to make tertiary education students showcase their ability to proffer solutions to economic challenges of the country and also sharpen their knowledge of the insurance industry.

Consolidated Hallmark Insurance, in line with its Corporate Social Responsibility policy of encouraging research especially in the study of insurance at tertiary level, hereby invites entries for the 2023 Edition of the company’s Annual Essay Competition. The competition which commenced in 2011 is currently in its 12th Year.

Benefits of CHI Essay Competition

Winner N1,000,000

1st Runner-up N750,000

2nd Runner-up N500,000

The Top Three Finalists shall be announced at an Awards Ceremony to be graced by Parents/Guardians of the winners and a representative of their institutions.

The event will be publicised in the print media.

Requirements for CHI Essay Competition

Essay must be original works of the student, with clearly acknowledged references.

Essay must be type-written in double-line spacing.

The essay must be referenced using the APA style

Students from 300L/HND1 and above, of Tertiary Institutions in Nigeria studying Insurance or Actuarial Science are eligible to apply.

Selection Process

The assessment shall be in two levels. First level shall be the student’s departmental assessment panel to be constituted by the HODs which shall forward the best three entries to the company.

Second level of assessment shall be by an independent panel of distinguished insurance practitioners to be constituted by the company, who shall grade the best entries received from the various Institutions.

Application Deadline

April 11, 2025

How to Apply

Essay Topic: “Economic Hardship: Effect on Disposable Income and Demand for Insurance “

Length of Essay – Not more than 1000 words

Essay should be submitted to the Head of Insurance department of the student. The respective HODs or their representative shall forward the best three entries from their institutions in PDF format, with contact details of the students (including phone numbers) to [email protected] and copy [email protected] while hard copies should be posted to:

The Chairman,

Awards Committee,

Consolidated hallmark Insurance Plc.,

246, Ikorodu Road, 

Obanikoro,

Lagos.